About us

We are one of the leading pan-European debt management companies. Through transparent and ethical debt management we promote lasting financial improvement.

At B2 Impact, we offer solutions to the challenges created by defaulted loans. Through transparent and ethical debt management we build financial health. We provide liquidity to financial institutions, contributing to a healthier financial system, and we impact the financial situation of our customers by offering sustainable solutions to handle their debt.  

B2 Impact is one of the leading pan-European debt management companies. The Group is headquartered in Oslo, Norway and we employ around 1,700 people across the markets where we operate.

Woman showing a document to two people sitting by a desk
Woman showing a document to two people sitting by a desk

B2Holding is now B2 Impact

In September 2023, B2Holding ASA changed its name to B2 Impact. Changing the company name was a natural extension of our strategic direction to "operate as one".

B2 Impact reflects who we are, the value we create as a Group, and the important role we play in the financial community. The new brand will be rolled out in our core markets during 2024.

B2 Impact - We build financial health

B2 Impact logo
B2 Impact logo

Our services

Debt purchase

We build strong relationships with our clients and provide solutions for a healthy financial future

Debt collection

We find sustainable solutions that make a positive impact on our customers financial outlook

Third-party debt collection

We offer third-party debt collection as a service in the Baltics, Finland, and Sweden. test

Our industry 

In an advanced credit market, specialised expertise in following up defaulted loan agreements is essential. B2 Impact specialises in purchasing and collecting non-performing and performing consumer debts.

Banks and other creditors are increasingly aware that this is not part of their core business, and therefore choose professional business partners. Throughout Europe debt purchasers act as an integrated part of banks' outsourcing model, and the debt purchasing industry has become an important part of the finance sector.

This trend provides greater efficiency in the economy. Banks that sell such portfolios, achieve better liquidity and risk management, putting them in a better position to distribute new capital and fulfil their true role.

Illustration showing B2 Impacts take on the debt purchasing industry

(The figure is schematic and does not allow the real proportions)

Those of the banks' customers with payment problems will at the same time get a new opportunity to pay back their debt. While banks must largely treat all their loan customers the same, our industry can show flexibility and go far to help debtors who are willing to discuss solutions. However, effective systems have been established to recover debt through legal action when necessary.

Following the financial crisis, banks were subject to new and stricter requirements for capital adequacy. This has led to an increasing need for banks to get non-performing loans (NPLs) off their balance sheet. Increasing regulations and shortage of capital among banks are main drivers for the debt purchasing industry throughout Europe.